CASCO INSURANCE
(CAR SELF COVERAGE)

COVERAGE 1

This contract covers the vehicle from its property damages coming from:

1. Possible human errors on traffic of the insured vehicle driver, meaning involved in an accident: i. Collision on another motoric vehicle on traffic, when the insured is guilty, and/or ii. Overturning of the vehicle, going off the road or crashing with any other object incoming from the same reasons;

2. Destructive actions of the major forces such as Storm, Flood, Hail, Snow, Hurricane, the falling of the object on vehicles caused from the same reasons etc. (except Earthquake and Slide),

3. Theft and/or the attempt of doing it.

The above three risk groups that are covered by this contract form the three coverage levels, divided in this way, for the negotiation effect and the premium determination or insurance price. An orientation table of the rate of the insurance premium determination, in function of the actual value of the vehicle, its category or type including the accepted coverage level, is shown below:

For an individual rate, please contact:

Z. Rrok ZADEJA

CLAIM DOCUMENTS

Original insurance policy

• In case of accident; information within 48 hours from the moment of happening
• In case of accident; ascertainment charge sheet of the breaking the rules of the Road Circulation Policy, if needed
• In case of accident; the outline of the incident;
• In case of theft; information and commination to the Public Order Organs within 24 hours from the moment of noticing the damage
• In case of fire, explosion, thunder- notification of the PMNZZH within 24 hours from the moment of noticing the damage
• In case of glass breaking; notification of the insurer within 24 hours from the moment of noticing the damage

* EXPLANATION: P.M.N.Z.SH. – The new denomination of MKZ = (The Policy of Fire Extinguishing )